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Keith Angel | President | iPayTotal

iPayTotal: Protection against Financial Fraud

With constant technological innovations, various industries have begun to flourish in their respective fields. Technological proliferation and innovation in both hardware and software are expected to be key factors driving the market. Considering this, traders need to account various risks for when actively trading in the market, among which are: Margin Risk, Political Risk, Interest Rate Risk, Exchange Rate Risk, Volatility Risk, Credit Risk, Operational Risk, Broker Risk, Devaluation Risk, and Fraud Risk. In the world of payment processing, generally, there are low-risk merchants, medium risk merchants, and high-risk merchants. The risk level is driven by several variables: industry type, processing history, country of incorporation and more.

Most of the online payment solutions providers charge high rates for their solutions. But there is no need to worry IPAYTOTAL provides best-in-class High Risk Merchant Account services at the most competitive fees. The company has lots of experience in the field of high-risk merchant accounts, and it knows how to do best for customer’s business to provide the best credit card processing rates & terms. iPayTotal is focused on providing comprehensive and affordable travel merchant accounts for its clients. The company offers an opportunity for real-time processing of payment, secure and simple processing of payment with SSL and PCI compliant Gateway, and Woocommerce, Plugins, and API coordination with client’s Ecommerce website so they can begin accepting payments effectively through their website directly.

Safe and Secure Independent Platform

iPayTotal is a rapidly growing provider of high-risk payment solutions for various businesses. It offers customizable payment solutions at competitive prices while providing multiple layers of security. The company’s tailormade package includes an arrangement of a merchant account (MID) with one of its international acquiring banking partners, with an award-winning payment gateway service, reporting tools, integrated fraud-prevention, and free dedicated lifetime support. The organization brings transparency and standards to the high-risk payment processing industry, providing businesses with the most competitive deals in high-risk merchant accounts suited to their needs. The company offers these solutions in integrated packages that will perfectly adjust to the client’s company card payment requirements.

Gives the edge to every Industry

iPayTotal’s National & International partnerships with Acquiring Partners give it the edge to offer Reliable Credit, Debit, and Echeck Processing to almost every industry, which is considered high risk irrespective if one is located in the USA, Australia, Latin America, EU or Africa. The company has the capability of getting the right payment processor for the customer’s high-risk merchant account. The company’s payment experts have a unique knowledge of the high-risk payment market, thus enabling it to give the best possible guidance and advice to set up payment acceptance solutions for clients.

The organization’s banks are selected to assist its customers to get the most secure high-risk merchant account solutions for their business sectors. The company has chosen the banks with the highest integrity and methods, adding confidence to the payment processing solution, to get customers the best transaction fees for highrisk sectors.

Understands the Importance of Business

iPayTotal fully understands the importance of the client’s business growth and not being able to accept payments. The company’s support team works with the client to identify the best merchant services and payment products to fit their needs. The organization’s online payment gateway is an independent platform for providing safe and secure payment processing for PSP /ISO and merchants. The company’s PCI DSS Level 1 Certified cloud payment platform allows consumers to pay merchants for goods and services online, via mobile and over the telephone within the most secure environment. Its global payment gateway and its modern reporting tools will help the customers to keep a track of the entire account without spending countless hours tracking their sales.

The company is a full-featured, easy-to-integrate payment gateway for online merchants looking for a flexible and customizable payment solution. Unlike other payment gateways, iPayTotal includes recurring billing for subscription, recurrent payments, and donations as standard features, providing merchants with a range of tools, such as coupons, flexible billing periods, free/paid trials, multiple subscription plans, and pro-data plans, at no extra cost. The company’s payment gateway provides simple integration with APIs and SDKs including modules, sample coding, test accounts, and test cards. The payment gateway solutions allow customers to process debit & credit cards, plus 30 alternative payment methods through their website within a single platform. Its APIs can be used to authorize, capture, or refund payment as well as to get information about previous transactions.

Enthusiastic and Experienced Forerunner

Keith Angel, President holds a crucial position within iPayTotal; Global Strategic Partnership Executive. Keith, although fairly new to the Payment Services Provider industry, brings a plethora of knowledge of what it takes to both forming and maintaining great relationships from his previous career history. His success spans over 37 years of roles with progressively increasing responsibilities within the United States Navy and private corporate sector positions. Keith’s travel to over 60 countries has been a key to his success by understanding different cultures and intertwining that into the relationship building with both his internal and external clients.

Ensuring Businesses in Processing Payments

Although many industry initiatives focus on fraud and identity theft, the reality is that a significant percentage of financial losses associated with credit, and debit payments is the result of organized crime, business failures, inadequate monitoring of merchant accounts & financial loss from unfunded chargebacks. As the saying goes, “Experience is the best teacher“. With time and experience, the company as a payment processing provider, has evolved its technology to such an extent to detect the crime of financial fraud. iPayTotal’s risk management team along with its partnered acquirers, PayFacs and processors have launched this program that benefits the payment processing industry and assures them of complete satisfaction and confidence when reviewing any particular merchant’s case. This program would not only help its payment processing industry but also gives the first time merchants a scope or a window to judge an acquirer, a PayFac or a processor before blindly going with the reviews available online.

iPayTotal’s Payment Gateway has a built-in ’Risk’ logic, which can sniff out a possible fraud faster than a K9 squad. Its ’Risk’ logic also has 72 odd rules for monitoring the thousands of transactions on the company’s payment gateway daily. Every time a card is used for payment, the company’s gateway connects with the card provider to check if the card has been hot listed. (Hot listing means that the card has been blocked temporarily or permanently for use). At iPayTotal, the agenda is to ensure that a customer’s business can process credit card payments with a high-risk merchant account.