Every job comes with some amount of risk involved in it. As an employee working in a beauty salon comes with the risk involved when you are exposed to too many electronic devices.
In recent years, injuries at salons have increased, and so has the demand for workers’ compensation insurance for employees at salons. If you are an owner of a beauty salon, your employees need to be insured from all workplace injuries, including any burns, falls or accidents happening outside the salon due to fulfilling any work-related duty.
Types of Cover Given to Employees at Salons
- Lost wages and medical Expenses- One of the most crucial benefits of carrying workers’ compensation insurance is the ability to pay for any individual’s medical expenses and missed wages after an accident occurs at your beauty parlor. A beauty salon has many instances where employees get hurt by electronic devices or face physical illness due to work. The employee has the right to such compensation if an injury, cut, wound, or illness occurs on the job.
- Travel costs Expenses- If your employees are providing home beauty salon services and have to travel for work, one of the more reasons to insure them. It will cover their traveling expenses and any accidents during this working period. You may have to expand your salon worker’s comp business insurance to include out-of-city protection if you ever have to transfer staff out of the country, such as on sales calls or skills training. Average insurance typically covers events or accidents in the city of your business or where your business is located.
- Employer’s Liability– Your makeup artists do not need to establish their responsibility for the accident to receive compensation from your beauty salon insurance for workers’ compensation. They are protected if it happens at work. However, if a worker holds you accountable and can demonstrate your liability, they might choose to sue you. Your worker’s compensation policy’s employer liability coverage can aid with these expenses. It can assist in covering the expense of an attorney, court costs, and any penalties.
Common Types of Injuries Suffered by Employees in Salon
There are some injuries at salonsthat are common and frequently happen, which include,
- Burns Injuries- Hairdressers and beauticians are constantly exposed to chemicals and tools while performing their duties. There are frequently many heat-styling appliances in a beauty salon, including hair dryers, curling irons, and straighteners. To avoid unintentional burns, these should be switched off when not being used and tested frequently to ensure they remain in a safe position. These devices are the primary reason for burns by electronics that happen due to electric shocks.
Because they often work with chemicals like hair colors and bleaches, which may lead to exposure to the skin. These chemical elements come in contact with the skin and can form chemical burns, a major cause of dermatitis.
- Slips and falls- In a hair salon, it’s crucial to arrange the salon to prevent water spills and extra hair from covering the floor. Broken ribs, soft-tissue injuries, and injuries in any part of the body can come from slips and falls.
Workers’ compensation is the right of every employee working, as every job carries its own level of risk. As an employer of a salon, it is essential to insure your employees.