Loan Amount:

Granted, a smaller loan amount would mean a lesser payable interest amount.

Rate of Interest:

Higher interest rates can significantly increase your total payable amount at the end of your debt.

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If you have an excellent academic record, chances are you might be eligible for scholarships at specific institutions.

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Types Of Financial Aids:

If you are an undergraduate student, consider applying for Direct Subsidized and Unsubsidized Loans.

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Repayment Period:

Your capacity to pay back the loan depends significantly on the repayment period.

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