Credit card use is on the rise. In Latin America, Uruguay and Chile are the two countries with the greatest rate of credit card ownership, 40 and 30 percent, respectively.

Buy Now, Pay Later

Credit cards let you make purchases even if you do not have sufficient cash on hand.

Building Credit History

Credit reporting bureaus have a lot of information about you, including every loan you have ever applied for, paid up, or defaulted on.

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Protection Against Fraud

Credit cards usually come with a degree of fraud protection since they are separate from your checking account.

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Credit Card Rewards

Today, it is all about credit cards. And the rewards associated with using a credit card can be very appealing.

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